Call Us Today:
919.372.3668

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At All Insurance Services, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from All Insurance Services are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Garner Office

18 Technology Drive
Garner, NC 27529
Main office: 919-372-3668
Fax: 919-779-5114

Smithfield Office

332 Brightleaf Blvd, Suite B
Smithfield, NC 27577
Main office: 919-229-4685
Fax: 919-938-8081

Our Providers

Testimonials

Never had an experience with another insurance company as I have had with them! All Insurance is VERY helpful with anything that you need to have done!
Leighann Stewart
My personal and commercial business insurance at the best rates and above state minimum limits. I renew over and over I'm very pleased.
Kimberly I. Marin
I would highly recommend Bruce and the staff at All Insurance in Garner, NC. They are very personal with their attention to our insurance needs, professional in their diligence to provide a quality product, and are consistent in their endeavors to keep earning our trust. They are a valued partner with Chance Surveying Company, PA and will continue to be as we grow together.
Kevin Chance
When I recently got my license, they were very helpful in understanding auto insurance and the what the cost was to my parents (They saved them a lot of money too). They also encouraged me to continue to be a responsible student and driver. They showed they care about their customers.
Ginger Monroe
The agent - Kimberly Marin - did a great job for us and due to her extreme caring, investigative work and professionalism we decided to switch to All Insurance Services. Kimberly's help and extra work was very much appreciated.
The Webbs