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919.372.3668

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at All Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from All Insurance Services who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with All Insurance Services before making a decision.

Our Locations

Garner Office

18 Technology Drive
Garner, NC 27529
Main office: 919-372-3668
Fax: 919-779-5114

Smithfield Office

332 Brightleaf Blvd, Suite B
Smithfield, NC 27577
Main office: 919-229-4685
Fax: 919-938-8081

Our Providers

Testimonials

Never had an experience with another insurance company as I have had with them! All Insurance is VERY helpful with anything that you need to have done!
Leighann Stewart
My personal and commercial business insurance at the best rates and above state minimum limits. I renew over and over I'm very pleased.
Kimberly I. Marin
I would highly recommend Bruce and the staff at All Insurance in Garner, NC. They are very personal with their attention to our insurance needs, professional in their diligence to provide a quality product, and are consistent in their endeavors to keep earning our trust. They are a valued partner with Chance Surveying Company, PA and will continue to be as we grow together.
Kevin Chance
When I recently got my license, they were very helpful in understanding auto insurance and the what the cost was to my parents (They saved them a lot of money too). They also encouraged me to continue to be a responsible student and driver. They showed they care about their customers.
Ginger Monroe
The agent - Kimberly Marin - did a great job for us and due to her extreme caring, investigative work and professionalism we decided to switch to All Insurance Services. Kimberly's help and extra work was very much appreciated.
The Webbs