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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At All Insurance Services, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, All Insurance Services recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with All Insurance Services today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Garner Office

18 Technology Drive
Garner, NC 27529
Main office: 919-372-3668
Fax: 919-779-5114

Smithfield Office

332 Brightleaf Blvd, Suite B
Smithfield, NC 27577
Main office: 919-229-4685
Fax: 919-938-8081

Our Providers

Testimonials

Never had an experience with another insurance company as I have had with them! All Insurance is VERY helpful with anything that you need to have done!
Leighann Stewart
My personal and commercial business insurance at the best rates and above state minimum limits. I renew over and over I'm very pleased.
Kimberly I. Marin
I would highly recommend Bruce and the staff at All Insurance in Garner, NC. They are very personal with their attention to our insurance needs, professional in their diligence to provide a quality product, and are consistent in their endeavors to keep earning our trust. They are a valued partner with Chance Surveying Company, PA and will continue to be as we grow together.
Kevin Chance
When I recently got my license, they were very helpful in understanding auto insurance and the what the cost was to my parents (They saved them a lot of money too). They also encouraged me to continue to be a responsible student and driver. They showed they care about their customers.
Ginger Monroe
The agent - Kimberly Marin - did a great job for us and due to her extreme caring, investigative work and professionalism we decided to switch to All Insurance Services. Kimberly's help and extra work was very much appreciated.
The Webbs